What’s Changing for 2027
No matter your needs, your Personify Health benefits have you covered. Open Enrollment is your opportunity to choose the benefits for 2027 that best fit your needs and those of your family. See what’s changing for 2027.
Open Enrollment is October 21 – November 6
Open Enrollment is your opportunity to update your benefits and make sure they are the best fit for your needs in 2027. This opportunity comes around only once a year unless you experience a qualifying life event.
After reviewing what’s changing for 2027, explore this site and other resources to learn more about your options. When you’re ready to enroll, visit your ADP WorkforceNow account.
If you do not take any action, your current benefit elections will roll over to 2027, except for HSAs and FSAs.
Medical & Pharmacy
- The Cigna Healthcare network is changing to BlueCross BlueShield of Arizona. You can use the Provider Lookup tool to search for a provider.
- GLP-1 prescription medications will no longer be covered for weight loss effective January 1, 2027.
- The Traditional (PPO) & HealthChoice RBP* Plan deductible is changing to $1,400 for Employee Only coverage and $2,800 for Family coverage.
- The Traditional (PPO) & HealthChoice RBP* Plan Medical and Rx combined out-of-pocket maximum is changing to $3,750 for Employee Only coverage and $7,500 for Family coverage.
- The HDHP* & HealthChoice Plus RBP* Plan deductible for an individual within the Family coverage tier will change to $3,500.
- Fertility benefits will be limited to $20,000 in combined medical and prescription costs per lifetime. All member accumulators for this benefit will reset to $0 on January 1, 2027.
2027 Per Pay Period Employee Contributions:
0% Discount (Per Pay Period)
| PPO | HealthChoice | HDHP | HealthChoice Plus | |
|---|---|---|---|---|
| Employee Only | $122.12 | $60.58 | $86.51 | $41.19 |
| Employee and Spouse* | $379.09 | $191.42 | $264.60 | $130.85 |
| Employee and Child(ren) | $311.54 | $153.46 | $221.54 | $105.23 |
| Family* | $599.91 | $299.84 | $423.07 | $204.15 |
*Working spouse surcharge of $1,500/year applies only if your spouse has coverage through their employer.
5% Discount (Per Pay Period)
| PPO | HealthChoice | HDHP | HealthChoice Plus | |
|---|---|---|---|---|
| Employee Only | $116.02 | $57.55 | $82.18 | $39.13 |
| Employee and Spouse* | $360.13 | $181.85 | $251.37 | $124.31 |
| Employee and Child(ren) | $295.96 | $145.79 | $210.46 | $99.97 |
| Family* | $569.91 | $284.85 | $401.92 | $193.94 |
*Working spouse surcharge of $1,500/year applies only if your spouse has coverage through their employer.
10% Discount (Per Pay Period)
| PPO | HealthChoice | HDHP | HealthChoice Plus | |
|---|---|---|---|---|
| Employee Only | $109.91 | $54.52 | $77.85 | $37.08 |
| Employee and Spouse* | $341.18 | $172.28 | $238.14 | $117.76 |
| Employee and Child(ren) | $280.38 | $138.12 | $199.38 | $94.71 |
| Family* | $539.92 | $269.86 | $380.76 | $183.73 |
*Working spouse surcharge of $1,500/year applies only if your spouse has coverage through their employer.
15% Discount (Per Pay Period)
| PPO | HealthChoice | HDHP | HealthChoice Plus | |
|---|---|---|---|---|
| Employee Only | $103.80 | $51.49 | $73.53 | $35.01 |
| Employee and Spouse* | $322.23 | $162.71 | $224.91 | $111.22 |
| Employee and Child(ren) | $264.81 | $130.44 | $188.31 | $89.45 |
| Family* | $509.92 | $254.87 | $359.61 | $173.52 |
*Working spouse surcharge of $1,500/year applies only if your spouse has coverage through their employer.
20% Discount (Per Pay Period)
| PPO | HealthChoice | HDHP | HealthChoice Plus | |
|---|---|---|---|---|
| Employee Only | $97.70 | $48.46 | $69.20 | $32.95 |
| Employee and Spouse* | $303.27 | $153.14 | $211.68 | $104.68 |
| Employee and Child(ren) | $249.23 | $122.77 | $177.23 | $84.18 |
| Family* | $479.93 | $239.88 | $338.46 | $163.32 |
*Working spouse surcharge of $1,500/year applies only if your spouse has coverage through their employer.
New! CareNav Advantage
Call Personify Health Member Services to be connected with a dedicated clinician for surgical and specialty care through CareNav Advantage. CareNav Advantage will help you find a top provider, coordinate everything for you, and get you care at $0 out-of-pocket, after the deductible. No prior authorization is needed.
Dental
Dental coverage will continue through the Cigna Dental PPO Shared Administration Plus network.
2027 Per Pay Period Employee Contributions:
| Employee Only | $4.95 | $7.42 |
| Employee + Spouse | $17.32 | $24.74 |
| Employee + Child(ren) | $17.32 | $24.74 |
| Family | $24.74 | $37.11 |
See Dental details.
Vision
Vision coverage will continue through EyeMed’s Insight Network.
2027 Per Pay Period Employee Contributions:
| Employee Only | $1.19 |
| Employee + Spouse | $2.39 |
| Employee + Child(ren) | $2.79 |
| Family | $4.29 |
See Vision details.
Spending Accounts
The Health Care and Dependent Care Flexible Spending Accounts (FSA) and Health Savings Account (HSA) can help you cover eligible expenses with pre-tax dollars.
Health Savings Account (HSA)
The pre-tax contribution IRS limits for 2027 are $4,500 for Employee Only coverage and $9,000 for Family coverage.
Flexible Spending Accounts (FSA)
- Health Care FSA: You can contribute up to the annual IRS limit.
- Dependent Care FSA: You can contribute up to the annual IRS limit.
- Limited Purpose FSA: You can contribute up to the annual IRS limit.
See Health Care FSA, Dependent Care FSA, and Health Savings Account details.
Other Benefits
Care.com
- Care.com benefits will be discontinued effective January 1, 2027.
Pet Insurance
- Pet insurance will continue to be offered through PetPartners.
- You will now have the option to choose basic coverage with or without wellness benefits. Learn more.
2027 Per Pay Period Employee Contributions:
| Dog Age 0-10 Years | $14.43 | $20.44 |
| Cat Age 0-10 Years | $7.38 | $12.24 |
Commuter Benefits
The Commuter Benefit Plan (CBP) through Benefit Extras will be discontinued for 2027. Learn more.
See Additional Benefits details.