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Health Care FSA

Set aside pre-tax dollars to help cover eligible health care expenses.

How FSAs Work

Health Care Flexible Spending Accounts (FSAs), administered by HealthEquity, allow you to set aside tax-free dollars to pay for eligible health care expenses.

All FSAs require an active election each year. Once you enroll, you cannot change your election until the next Open Enrollment period or unless you experience a Qualifying Life Event.

If you have money in your FSA accounts at the end of the year, you can roll over up to $680. If you have more than that left at the end of the year, there is an online FSA store where you can buy approved items like over-the-counter medicine, sunscreen and more.

Health Care FSA (HCFSA)

If you enroll in the Traditional Plan or HealthChoice Plan, you can contribute to a Health Care FSA (HCFSA). You may also contribute to an HCFSA if you aren’t enrolled in a Personify Health medical plan. For a full list of covered expenses, visit irs.gov.

Important to note:

  • Contributions are made through payroll deductions over the course of the year.
  • HCFSA funds cannot be used to pay for dependent day care expenses.
  • You can contribute up to annual IRS limits ($3,400 in 2026).
  • Once you enroll, you’ll receive a debit card to begin using for eligible expenses in January.

Limited Purpose FSA

If you enroll in either the High Deductible Health Plan (HDHP) or the HealthChoice Plus Plan, you can participate in a Limited Purpose FSA. A Limited Purpose FSA covers eligible dental and vision care expenses only. For a full list of covered expenses, visit irs.gov.

You can contribute up to $3,400 in 2026.

Important to note:

  • Contributions are made through pre-tax payroll deductions over the course of the year.
  • Limited Purpose FSA funds cannot be used to pay for dependent day care expenses.
  • You can contribute up to annual IRS limits ($3,400 in 2026).
  • Once you enroll, you’ll receive a debit card to begin using for eligible expenses in January.

You can also participate in a Dependent Care FSA to help pay for eligible child care and elder care expenses. Learn more.

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