Accident Insurance
Accidents happen in life — be prepared when they do. Accident Insurance pays a benefit directly to you if you or your covered dependents experience a covered incident, so you can pay for these unexpected expenses if they arise. Got kids? You can cover family members, too.
Benefit Details
Accident Insurance through Unum pays a set benefit amount directly to you for covered injuries that result from accidents that occur on or off the job. You can use that money to cover any out-of-pocket expenses you choose. And, because it’s portable, you can take your Accident Insurance coverage with you if you leave the Company or retire.
Who You Can Cover
| Yourself | If you’re actively at work* |
| Your Spouse | As long as you have purchase coverage for yourself |
| Your Child(ren) | From birth until age 26, regardless of marital or student status |
* Employees must be legally authorized to work in the United States and actively working at a U.S. location to receive coverage. See schedule of benefits for a complete listing of what is covered.
Per-Paycheck Costs
You pay for this benefit through convenient per-payroll deductions, based on who is enrolled (yourself, your spouse, your child(ren)).
| Employee Only | $3.83 |
| Employee + Spouse | $6.71 |
| Employee + Child(ren) | $7.30 |
| Family | $10.18 |
Resources
UNUM Hospital / Critical Illness / Accident
1-800-635-5597
Related Docs
Helpful Links
What’s New for 2025
We’ve conducted an extensive analysis of our two legacy benefits programs and carefully selected the best-in-class offerings to harmonize the Personify Health benefits package for U.S.-based employees, effective January 1, 2025.